Get up to 20% Down Payment Assistance
If you’re a first-time homebuyer, or have not owned in three years, you may be eligible to receive down payment assistance (DPA) now, and share in your home’s appreciation later. The California Dream For All Shared Appreciation Loan from the California Housing Finance Agency (CalFHA) could eliminate monthly mortgage insurance, too. Ready to learn more? Our colleagues at CrossCountry Mortgage are approved CalFHA lenders. Funds are limited, so reach out now:
Monica DiPerna
Branch Manager/Senior Loan Advisor
415.710.0354
ccm.com/Monica-DiPerna
monica.diperna@ccm.com
Features
DPA up to 20% of sales price or appraised value (whichever is less)
0% insurance loan
No monthly mortgage insurance (with 20% DPA)
No repayment until you sell, refinance, or transfer the home (one-time refi allowed
Pay back the original DPA plus a percentage of the appreciation — you keep the rest
Requirements
First-time homebuyer (or haven’t owned in three years)
Must pair with a CalHFA Dream for All Conventional First Mortgage
Income limits (vary by county)
Conforming loan limits (vary by county)