Buy Now, Refi Later

You found the home you love - so don't stress about the rate. It rates fall, you can refinance at a lower rate. And to sweeten the deal, they’ll provide a lender credit of up to $1,500*, helping you save upfront and thousands down the line. Don't let rates stop you from getting the house you love! But don’t delay: This program ends on 3/31/25. Contact us, and we’ll connect you to our amazing financing team.

How to beat high rates

1. Buy now:

  • Find a home

  • Close the purchase loan with your CCM loan officer

    • Must close by 3/31/2025

  • Get your eligibility certificate

2. Refinance later:

  • If rates go down, refinance to lock in a lower rate

    • Refinance after 6 full payments through 12/31/2025

  • Bring your eligibility certificate to your CM loan officer

  • Close on vour refinance loan

  • Get a lender credit up to $1.500*

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January 2025 Market Report

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2024 in Review