Is it better to wait for mortgage rates to fall, or start looking now?

Thanks to a bridge loan, our clients were able to buy their next home before selling their Sonoma coastal retreat.

Buy investment property based on the rental revenue, not your personal income.

If you are feeling skittish about high rates, there are some things you can be doing in the meantime to strengthen your position as a buyer or seller.

The overall consensus is that rates will come down in 2024. Some predict as early as 1st quarter of 2024 and rates dropping to as low as 4.9%.

Why some insurers are pulling out of California, what it means to you, and what you can do about it.

Renting can make sense as a lifestyle choice or because of income constraints. As a means to building wealth, however, there is no practical substitute for homeownership.

Surprisingly, buying while rates are higher can potentially lead to bigger gains in the long run.

Want to move but your money is all tied up in your home? Our financing team has the solution for you.

With the help of a bridge loan, our clients were able to buy their dream home before selling this extensively remodeled bungalow.

Get up to 20% Down Payment Assistance (DPA) if you’re a first-time homebuyer with the California Dream for All program.

Don’t fixate on rates. Our friends at CrossCountry Mortgage will offer a lender credit towards a future refi after six full loan payments.

Understand how each different level of approval from the lender affects your position as a home buyer.

With this buydown program, you could lower your effective rate until you can refinance.

An ARM may help you lock in a lower rate for a short term, and allow you to refinance at a later date when rates have come down.

There’s no way to game real estate, but a turbulent financial environment can present opportunities for those looking to jump into a less competitive market.

It may seem counterintuitive, but increased interest rates can potentially make for a better environment for buyers.

You may be eligible for a forgivable loan of up to 5% of the primary loan amount that can be used for part or all of down payment or closing costs. Learn more.